Creating a PhonePe Account: A Detailed Tutorial with Step-by-Step Instructions

2023-07-03 00:15:00 - Grace Browns Grace Browns has been a lifestyle, fashion, and beauty writer for over 5 years, and she currently serves as a senior editor at

Your Concise Response:

  • Begin by navigating to the Play Store or App Store.
  • Search for and select PhonePe to access the app's icon.
  • Click on the Install button to initiate the download. Alternatively, utilize the provided link to download and install PhonePe.
  • Once the installation is complete, open the PhonePe app.
  • Select the REGISTER NOW option.
  • Provide your registered mobile number and personal details to complete the registration process. Refer to the accompanying image for assistance.
  • Congratulations! You are now successfully registered on PhonePe.
  • When you hear the name PhonePe, you may assume it is a mobile payment solution. Indeed, it is a user-friendly app based on UPI technology, enabling convenient money transfers from your bank account to anyone, while ensuring the security of your sensitive banking information.

    If you're wondering how to create a new account on PhonePe, follow these steps:

    To create a PhonePe account, you must:

    • Have a stable internet connection.
    • Hold an Indian bank account linked to UPI through the app.
    • Register with the same mobile number associated with your bank account.

    UPI stands for Unified Payment Identification, which serves as a 4-6 digit secret code facilitating money transfers. Without a UPI, you cannot conduct transactions. Creating a UPI ID is a simple process that involves providing your bank account details and selecting a customized ID. UPI allows for 24/7 money transfers from any location.

    google play store

    Follow the below steps to create a PhonePe account:

    STEP 1:

    Access the Play Store or App Store and search for PhonePe. Download and install the app. Alternatively, use the provided links for direct download.

    ios store

    For Android:


    For iOS:


    STEP 2:

    Upon installation, open the PhonePe app and select the REGISTER NOW option.

    STEP 3:

    give your registered mobile number

    Enter your registered mobile number and personal details to complete the registration process. Refer to the image for guidance.

    • Ensure that you provide the same mobile number associated with your bank account, as the OTP verification will be sent to that number.

    Note: Accuracy is vital - verify that you have entered the correct mobile number linked to your bank account. OTP validation relies on having the same number in your possession.

    • Provide your full name.
    • Now, you will need to create a unique 4-digit pin of your choice, which you will use for PhonePe.

    STEP 4: Congratulations! You have successfully completed the registration process for PhonePe.

    Click on ADD BANK ACCOUNT to add a bank account

    Steps To Follow:

    STEP 1: Head to the My Money Page and proceed to add your bank account to the PhonePe App. Click on ADD BANK ACCOUNT to get started.

    STEP 2: If you have only one sim card in your mobile device, click on SEND SMS. If you have multiple sims, click on CLICK HERE, select the appropriate sim, and then click on SEND SMS. Once you click on SEND SMS, an SMS will be sent from your mobile device. Please ensure that you have enough balance in the sim card you are using and that the selected mobile number is registered with your bank account.

    your mobile then click on SEND SMS 

    STEP 3: Once your mobile number has been verified, you will need to set a UPI ID. Your mobile number will be automatically displayed in this field. Alternatively, if you prefer, you can enter your own unique name instead of the mobile number. However, it is recommended to keep the mobile number as the UPI ID. Then, click on CONTINUE.

    STEP 4: Now, you will need to select your bank from the list. Choose the bank where your registered mobile number is linked. If you have multiple bank accounts linked to your mobile number, select the account you wish to connect with PhonePe.

    STEP 5: You are now required to set a UPI ID, which you will need for transactions. To set your UPI ID, click on SET UPI PIN and provide your ATM/Debit Card details to establish your UPI ID. If you have already set a UPI PIN before, simply click on I HAVE UPI PIN.

    STEP 6: Congratulations! You have successfully added your bank account to PhonePe. Now you can transfer funds anytime, anywhere.

    click on MY MONEY option at the bottom

    STEP 7: Get ready to make your first payment and receive a cashback of up to 100 rupees. Use this payment to recharge your mobile, pay bills, or transfer money. The only condition is that the transaction must be made via UPI. Additionally, you will receive a 50% cashback on your first money transfer. For example, if you send someone Rs. 200, you will receive a cashback of Rs. 100.

    under PAYMENTS section

    To completely deactivate your PhonePe account, you must first disconnect your bank account and then proceed to deactivate the account. Please follow the steps below:

    account you want to remove

    Steps To Follow:

    STEP 1: Open the PhonePe app and click on the Profile icon located at the top-left corner.

    PROCEDURE 2: Proceed to the subsequent page and locate the section labeled Payment Instruments. From there, select the option View All Payment Methods.


    PROCEDURE 3: Choose the bank account that you wish to eliminate.

    PROCEDURE 4: Scroll down the page and find the option labeled Unlink Bank Account. Make sure to click on it.

    Click on UNLINK

    PROCEDURE 5: When a pop-up window appears, click on UNLINK.

    Below are the exact steps for transferring funds to your acquaintances or relatives using the PhonePe application:

    Follow These Guidelines:

    Click the option To Mobile Number

    PROCEDURE 1: On the main screen of the PhonePe app, locate the section titled Transfer Money. Under this section, click on either To Mobile Number or To Bank/UPI ID.

    PROCEDURE 2: Choose a contact name, UPI number, or UPI ID by searching or selecting from the available options.

    You need to search

    PROCEDURE 3: Input the desired amount for the transfer and tap on the option labeled PAY.

    name, UPI number or UPI ID

    Please note that your bank account, from which you will initiate the money transfer, will be shown under the "Send" option. If desired, you have the option to change the bank account by selecting it from the dropdown menu.

    Phase 4: To finalize the transaction, kindly input your UPI ID.

    you want to transfer and tap the option Send

    Phase 5: The money transfer will be successfully executed and a confirmation message will appear on the Phonepe App screen.

    Now, we present you with a comprehensive guide on how to delete your existing PhonePe account:

    Step-by-Step Instructions:

    Phase 1: Launch the PhonePe app on your device and tap the question mark located in the upper section.

    Phase 2: Proceed to the Help section and select "Profile," then tap on "My PhonePe Profile."

    Phase 3: Subsequently, click on "My PhonePe account Details."

    question mark on the above section

    Phase 4: You will be required to choose an option from the provided list, such as "I am dissatisfied with PhonePe."

    Phase 5: In the Contact Support section, select your preferred language.

    Phase 6: Finally, address all your PhonePe-related concerns.

    Help section

    Phase 7: Upon completing the aforementioned steps, the PhonePe support team will be in touch with you via phone call or email within the next 24 hours.

    Help section and choose My Accounts

    Phase 8: Once you have conversed with the PhonePe support team, your PhonePe account will be successfully deleted or removed.

    The primary advantages of utilizing PhonePe revolve around its functionalities, overall user-friendliness, and robust security measures.

    My PhonePe Account Details

    PhonePe offers a plethora of options for money transfers, making it an incredibly efficient transaction application. Notably, it stands out as the fastest app of its kind in terms of processing speed. Additionally, it boasts a multi-language interface, allowing users to select their preferred language upon starting the app.

    At last answer all your problems

    Nevertheless, what truly sets PhonePe apart is its innovative Intuitive POS feature. This feature is particularly beneficial for merchants, as it enables them to conduct transactions seamlessly through PhonePe's dedicated POS device. In essence, PhonePe is a comprehensive application that encompasses all the essential features one could ever require.

    If you're interested, check out the following:

    • Discover PhonePe's Smart Speaker and Learn How to Utilize It
    • Step-by-Step Tutorial: Creating a PhonePe Account
    • Complete Guide: Creating a PhonePe Business Account
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