How to cancel your Paytm, bank, UPI, and other accounts

Over the past few years, mobile payment apps like Paytm and others that use the Unified Payments Interface (UPI) have made money transfers much simpler. Apps like these also let you do cool stuff like book flights and movies, pay bills, and more. This article will walk you through the steps necessary to delete your Paytm account, unlink your bank account, and disable your UPI ID on your Android or iOS device, just in case you find a different payment app that better suits your needs and are ready to switch.

Paytm Account Deletion Instructions

We'll go over the steps necessary to permanently close out your Paytm account on both the Android and iOS platforms.

on Android

Following are the steps to cancel your Paytm account on Android:

• To begin, launch the Paytm application on your Android device.
• Then, select the app's menu from the upper left corner and tap there.
  
  
• You can adjust your profile settings by clicking the "Help & Support" tab. If you don't see a relevant menu at the top of the page, scroll down.
  
  
  
  
  
• Now click the button labeled "Chat with us."
  
  
• You'll be taken to a virtual help desk where you can pick from a few different options. Check the box labeled "I want to cancel my account" and continue.
  
  
• It will prompt you to read through mandatory governmental regulations. To continue, just select the "Yes" button. A photograph of a cancelled check or other documentation may also be required.
  
  
• Following this procedure, your request to close your account will be processed, and within a few days, your account will be permanently deleted.

on iPhone

Paytm accounts can be easily removed from an iPhone. In this way, as follows

• Launch Paytm on your iOS device.
• Tap the profile icon in the upper left corner of the app to access the menu.
  
  
• Choose "Help & Support" and then "Profile Settings" from the drop-down menu that appears.
  
  
• Pick the "Chat with us" tab.
• When you click the button, a new screen with various options will pop up. Simply click the link that reads "I want to cancel my account."
  
  
• Important governmental regulations are outlined for your perusal. To continue, just select the "Yes" button.
• Doing so will initiate the cancellation of your account, which should be completed within a few days.

Methods for Delinking Your Paytm Account From Your Bank

Here's how to unlink your bank account from your Paytm account on Android and iPhone in case you change your mind.

on Android

Paytm makes it simple to eliminate financial institution ties from your profile. If you have a new bank account that you'd prefer to use with Paytm, you can do so by following these steps. Follow these simple steps to remove your bank account from Paytm.

• Launch Paytm on your Android gadget.
• Use the top left menu button.
  
  
• Choose "UPI & Payment Settings" from this menu.
  
  
• Then, select "Remove Account" next to the account you'd like to delete.
  
  
• Select "Yes, Remove Bank" to confirm your action.
  
  
• Once this is complete, you will no longer have access to your bank account or any other payment methods besides your wallet.

on iPhone

Paytm's removal of a bank account on an iPhone is the same as on Android. This is the procedure

• To begin, launch Paytm on your iOS device.
• For options, use the menu button in the upper left.
  
  
• Choose "UPI & Payment Settings" from this menu.
• Select the account you wish to delete and then click "Remove Account."
  
  
• Tap 'Confirm' to give your final approval to delete your bank account.
  
  
• After this is completed, you will no longer have access to your bank account or any other payment methods besides your digital wallet.

Methods for Turning Off Paytm's UPI

If a user no longer wishes to make or receive payments using Paytm UPI, they need only deactivate their account.

on Android

Here's how to cancel your Paytm UPI account on Android:

• Launch the Paytm app on your mobile device.
• Select the 'To Bank A/c' button from the app's main menu.
  
  
• To change these settings, click the cog icon ( ) in the upper right.
  
  
• To continue, return to the top right and click the three dots to access the menu again.
  
  
• In the end, select "Disable UPI."
• Once you confirm by clicking Ok, your UPI will be deleted.
  
  

on iPhone

Learn how to disable Paytm UPI on an iOS device.

• Launch the Paytm iPhone app.
• Select the 'To Bank A/c' button from the app's main menu.
• In the upper right, click "Settings."
• Finally, in the settings, select "Disable UPI."
• When you are ready, click Ok for final confirmation, and your UPI will be cancelled.

Business account deletion instructions for Paytm

Paytm provides a specialized app for businesses and retailers. This service, dubbed "Paytm for Business," provides them with cutting-edge tools for managing their day-to-day business transactions. If you have a Paytm Business account and no longer wish to use it, please follow these steps.

• Launch the mobile application titled "Paytm for Business."
• Select "Profile" from the "About" menu in the upper left.
• Look for a menu item labeled "Business Profile" and click it.
• Click the link labeled "Deactivate My Account" or something to that effect.
• If you follow the instructions, your Paytm business account will be deactivated in the coming days.

Remove Know Your Customer Information from Your Paytm Account

Users will need to contact Paytm's customer support team via phone or email in order to have their KYC information removed from the system. Paytm's email address for inquiries is care@paytm. It's 0120-4456-456 and the domain is com. Simply request that they delete your KYC data and explain why.

FAQs

Can you bring back a deactivated Paytm account?

Once a Paytm account is deleted, the associated mobile number and password are no longer stored on the servers and cannot be recovered. Paytm requires users to sign up for an entirely new account. Withdraw any funds from your Paytm wallet and, if you're a member of Paytm First, enjoy all the perks that come with it.

Is there a time limit on closing a Paytm account?

Paytm requires a minimum of two business days to permanently delete an account. If there is a problem with a user's request to delete their account, they may be contacted via conventional mail or text message.

Putting a stop to a Paytm transaction

The 'Block Paytm option' can be selected in the same way that an account is deleted in the 'Profile setting' when interacting with the robotic assistant.