Step-by-Step Guide: Easily Change Your Primary Account on PhonePe
India Today Web Desk presents PhonePe - a secure UPI-based platform that helps link bank accounts to smartphones through encrypted software, allowing users to transfer money without sharing any details. Users can add multiple bank accounts to PhonePe, but must select one as the primary bank account.
The primary bank account is the default account used send and receive money through PhonePe. Users with a single bank account in PhonePe have it set as the default primary account, while those with multiple bank accounts can choose which one they want to set as primary. Keep in mind that the default or primary bank account assigned is linked with your BHIM UPI ID.
To check which bank account is set as the primary or default account on PhonePe, navigate to My Money > Bank Accounts in the Payment methods section. Your primary bank account will have a green tick mark next to it.
In case you have multiple bank accounts linked to PhonePe and you want to change your primary/default account, follow these steps:
How to change primary bank account on PhonePe
- Step 1: Open the PhonePe app on your smartphone.
- Step 2: Tap on My Money on the homepage.
- Step 3: Select Bank Accounts in the Payment methods section.
- Step 4: You will see all your linked bank accounts.

Step 5: Tap on the checkbox next to the account which you want to change to your primary bank account. The checkbox for primary bank accounts is green in colour.
Step 6: A pop-up will appear on the screen, asking you to confirm your request by tapping on Yes.
That's it! Your primary account has been successfully changed, enabling you to receive all your money and payments in the selected bank account. Follow these simple steps to change your PhonePe primary bank account from anywhere and anytime.
READ | How to remove bank accounts from PhonePe: Step by step guide
READ | How to add bank account on PhonePe: Step by step guide
READ | How to create PhonePe account: A complete guide
Editor: Megha Chaturvedi
Published on: Jul 10, 2020
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