Ultimate Guide to Seamlessly Link Your Aadhaar to Bank Account Online and Via SMS
There are numerous advantages to connecting your Aadhaar card with your bank account. For instance, you can experience effortless and hassle-free refunds after your income tax filing. You can also easily open a second bank account and safeguard against fraudulent transactions. If you're seeking ways to link your Aadhaar card with your bank account, consider referring to this comprehensive guide. Keep scrolling!
UIDAI has recently declared that individuals who received their Aadhaar cards over a decade ago can modify their demographic details on the myAadhaar portal entirely free from March 15th 2023 to June 30th 2023.
Do you want to know the benefits of linking your bank account with Aadhaar? Here are a few:
You can effortlessly open another bank account and circumvent the onerous KYC procedure. Once you've connected your Aadhaar with your bank account, you'll receive direct subsidies from the government on LPG, sugar, kerosene, among others. Aadhaar-enabled accounts are believed to be secure since UIDAI verifies everything before allotting the Aadhaar number. The direct credit of various government welfare funds, pensions, scholarships, etc., is possible. The Aadhaar-enabled Payment System leads to a decline in government spending leakages. It also enables individuals to access their accounts from any place in the nation.
There are diverse methods for linking your bank account with Aadhaar online:
Step 1: Log into your bank account using your bank’s net banking feature. Type in your customer ID and password, then hit "Enter." Step 2: You will see the ‘Aadhaar Seeding’ option once you are logged in. Click on it to proceed. Step 3: You will be required to supply your Aadhaar details. Upon submission, you will receive a confirmation message once verification is complete.
Alternatively, you can link your Aadhaar card to your bank account via SMS:
Step 1: Check the format for sending SMS from the registered mobile number provided by the bank. Type 'UID' followed by your Aadhaar number and your bank account number, then send it to 567676.Step 2: After sending the SMS, an acknowledgement message will appear to confirm that the authorities have accepted your seeding request.Step 3: Upon complete verification, you will receive a confirmation stating that your Aadhaar number is linked to your bank account.
You may also link your bank account with Aadhaar using your bank’s mobile application:
- Step 1: Download the mobile application if it is available on your bank.
Step 2: Log in to the app using your details. Choose the suitable option under 'Service Request' on the home page.
Step 3: Next, input your Aadhaar information and click 'Submit' to complete the procedure. Upon verification, you will receive a notification stating that your bank account is linked with your Aadhaar.
Here are the methods for linking your bank account with Aadhaar offline:
- Step 1: Visit your bank's nearest branch to acquire the ‘Aadhaar Linking’ application form.
- Step 2: Fill out the application form by providing necessary information like bank account details, Aadhaar number, etc.
Step 3: Submit the application along with self-attested photocopies of your Aadhaar card. Verification usually takes 24 hours and you will receive a confirmation SMS on your registered phone number or email ID.
Another way to link your Aadhaar card with your bank account is by giving your bank a missed call:
Step 1: Call the number given by your bank. Check if your bank allows the linking of Aadhaar via phone call.
Step 2: You will receive a call back from the bank and a recorded voice will register your request.
Step 3: Enter your 12-digit Aadhaar number and confirm it.
Step 4: Upon successful verification, a confirmation text message will state that your Aadhaar card has been linked with your bank account.
Lastly, you can link your Aadhaar card with your bank account using an ATM machine:
- Step 1: Visit the nearest ATM of your bank.
Step 2: Insert your debit card and key in your PIN. You will see a menu where you can choose to link your Aadhaar card.
Step 3: Type in your Aadhaar number correctly and click 'Submit' to finalize the procedure.
Once the process is complete, you will receive a confirmation message stating that your Aadhaar is now linked to your bank account. If you are unsure whether your Aadhaar number has been linked with your bank account, you can use UIDAI's website to check. The process is as follows:
Begin by going to the official Aadhaar website and then navigate to the UIDAI online portal. Once there, locate the 'My Aadhaar' section and select the 'Check Aadhaar/Bank Linking Status' option under the 'Aadhaar Services' section. On the next page, enter your 12-digit Aadhaar number and the security code, which will take you to a new page. Click 'Send OTP' to receive a one-time password on your phone, then enter it correctly to proceed. This will allow you to view your bank account and Aadhaar linking status.
In line with the government's Digital India movement, it is highly recommended to link your Aadhaar with your bank account. The process is quick and simple, and can be done online or offline as per your convenience. By doing so, you can enjoy a variety of accountholder benefits.
Q1: Will UIDAI access my account information after linking my Aadhaar with my bank account? No. UIDAI only sends your Aadhaar number, name, and biometrics to the bank. The bank will not share your account details with the government.
Q2: Is it necessary to link my bank account with Aadhaar? While Aadhaar is the preferred KYC document for banking services, you are not required to use it. However, if you wish to receive subsidies or government benefits, then linking your Aadhaar with your bank account is mandatory.
Q3: How many bank accounts can I link with my Aadhaar? You are free to link as many bank accounts as you like, but you will only receive subsidies in one account. The latest account linked with your Aadhaar number will be considered by the government when crediting subsidies.
Q4: Can I check linking status for all my accounts on the UIDAI website? No. The UIDAI website only shows information on the latest account linked. To find out if your other accounts are linked with Aadhaar, you must contact the relevant banks.
Q5: Can I link Aadhaar with my savings account via SMS? Yes, it is possible if your bank offers this service. Reach out to your bank regarding the SMS format and number for this process. After sending the message, you should receive an acknowledgment from the bank.
Q6: Who is eligible to link Aadhaar with their bank account? Anyone with a valid Aadhaar number and bank account can link the two. As per the government mandate, it is now necessary to link your Aadhaar number with your bank account number.
Please be advised that this article is intended for educational purposes only. Navi does not assume any responsibility for the accuracy or validity of the information presented in this blog.
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Discover the Aadhaar registration facilities available in your vicinity with our comprehensive list of Enrolment Centres. Acquire the essential identification documentation requisite for accessing essential government and financial services. Empower yourself with the Aadhar program, enabling smooth access to numerous benefits and services. Locate the Aadhaar Enrolment Centre nearest to you now.
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