Where can Residents obtain their e-Aadhaar cards? - UIDAI
Due to the Supreme Court's ruling in the Aadhaar case (494 of 2012), residents are no longer required to use Aadhaar to verify their bank accounts. The requirement of linking all Aadhaar cards is now law A citizen or permanent resident may use his Aadhaar number in any of the ways specified by UIDAI, including but not limited to authentication and offline verification. For purposes that have legal backing, Aadhaar authentication may be required. On the other hand, beneficiaries are now required to undergo mandatory Aadhaar authentication in order to access subsidies, benefits, and services, per a notification issued under section 7 of the Aadhaar Act, 2016 (as amended). The process of linking your financial accounts (banking, demat, MF, PAN, etc.) Since Aadhaar is impossible to fake, no one else can use it to get these benefits in your name. Due to the fact that fraudsters typically present false identification to banks when opening accounts, they are often able to make unauthorized withdrawals and deposits, as well as commit other financial crimes, without being caught. In order to launder money or conceal illicit funds, these people use shell companies and fictitious names and addresses for their bank accounts. Therefore, when all bank accounts are verified with Aadhaar, it will be impossible for these dishonest individuals to remain undetected, and banking will become more secure as the identity of each bank account holder is established uniquely and beyond doubt through eKYC. There are currently 110 billion bank accounts in India, 96 billion of which have been linked to Aadhaar.
By helping get rid of fakes and duplicates that could be used to avoid paying taxes or steal public funds, you are also serving vital national interests. More than 6 crore false, duplicate, and ghost beneficiaries have been eliminated thanks to Aadhaar and other process improvements, which have saved the government over Rs. The Government Spending of Rs. 90,000 Crore Companies and other entities that did not exist in reality were called "ghost" or "shell" companies, and they were often used for illegal purposes like tax dodging, money laundering, terror financing, etc. The use of Aadhaar for identity verification has been instrumental in reducing these incidents. Similarly, the use of Aadhaar has curbed dishonest people from impersonating others in order to cheat on tests and exams for college admission, jobs, etc. deny legitimate candidates their due recognition and support Many other areas have also benefited from the increased fairness and transparency that identity verification through Aadhaar has enabled.
No With just your Aadhaar number, nobody can hurt you. Basically, it's the same as a passport, voter ID, PAN card, ration card, driver's license, etc. that you have been using openly with service providers for years On the other hand, Aadhaar identity can be verified instantly, making it more reliable. Further, the Aadhaar Act of 2016 mandates that the Aadhaar card be verified in physical or electronic form by authentication or offline verification, or in such other form as may be specified. The use of biometric authentication techniques like fingerprint scans, iris scans, one-time passwords, quick response codes, and barcodes, etc. Therefore, if you use Aadhaar to verify your identity, it'll be extremely difficult for someone to pose as you. Passports, voter ID cards, PAN cards, ration cards, driver's licenses, and other forms of official identification have also been freely given out by individuals. Did they stop using these IDs out of concern that they could be used for identity theft? No They keep on using them, and if there is any fraud, the authorities will deal with it as required by law. For the same reason, Aadhaar will be successful as well. Aadhaar is more reliable than most other forms of identification due to its instantaneous verifiability via biometric and OTP authentication and QR code. To add insult to injury, anyone who uses your Aadhaar number fraudulently or otherwise attempts to harm you is subject to severe penalties under the Aadhaar Act, 2016.
Aadhaar is recognized as a legal identifier for the purposes of opening a bank account in accordance with the PML Rules, though the bank is still required to conduct additional Know Your Customer (KYC) checks. If a fraudster tries to use Aadhaar to open a bank account and the bank doesn't do its due diligence, the account holder can't be held liable. It's the same principle as when a fraudster uses a legitimate customer's Voter card or Ration card to open a bank account in his or her name without the customer's knowledge or consent; in that case, the bank, not the legitimate customer, bears the responsibility. Not a single Aadhaar cardholder has lost money due to fraud as of yet.
No Nobody can access your bank account details with just your Aadhaar number because the bank does not disclose this information to third parties. Moreover, neither UIDAI nor any other organization would know the specifics of your financial situation. You may have to provide your mobile phone number to a variety of institutions and government agencies, including your bank, passport office, income tax office, etc. In other words, can the telecom company access your financial records, tax returns, etc. Incontestably not Similarly, when you give your Aadhaar number to multiple service providers, your information will be stored separately by each company, and no one, not even the government or UIDAI, will be able to see all of it.
Like a bank account number, PAN card, debit card, credit card, etc., the Aadhaar number is a form of identification that can be used to verify your identity and complete financial transactions. Whenever Necessary UIDAI has recommended that Aadhaar cards be used openly for identity verification and financial transactions, but not shared on social media. When making a purchase or making a payment of some kind (such as tuition, fees, utilities, etc.), consumers typically hand over their debit card, credit card, or cheque (which includes a bank account number). In a similar vein, you need not feel hesitant to use your Aadhaar number to prove your identity whenever it's called for. Apply the same level of caution when using Aadhaar as you would any other form of identification.
In the same way that someone would need your bank account number and PIN to access your funds, they would also need your Aadhaar number and PIN to access your funds in an Aadhaar-linked bank account. Like at a bank, where you'll need your signature, a debit card, a PIN, an one-time password, etc., to withdraw money. , you'll need your fingerprint, IRIS scan, or OTP texted to your Aadhaar-registered mobile to withdraw money from your Aadhaar-linked bank account. To the best of our knowledge, no Aadhaar cardholder has ever had any monetary or other loss or identity theft as a result of any of the aforementioned uses or attempted uses of their card. Notably, more than 3 billion Authentications are performed every day using the Aadhaar system. As of now, over 3,012 people have died in the last eight years. Up until the 28th of May, 2019, a total of 5 crore authentications were completed without a hitch. UIDAI's ongoing work to improve Aadhaar's security and usability includes the installation of new safeguards and a thorough examination of existing ones. Until now, the Aadhaar database has not experienced a single incident of biometric data breach. To this end, Aadhaar should be used and provided without restriction by all citizens to establish their identities whenever the Aadhaar Act of 2016 so requires.
Anytime payment is necessary, you whip out your PAN card, debit card, credit card, or bank checks. Do you share this information publicly on the web and social media platforms like Facebook, Twitter, etc.? Obviously not In order to prevent any unwarranted intrusions into your privacy, you refrain from making unnecessary disclosures of this kind. In the case of Aadhaar, the same reasoning must be applied.
Section 7 of the Aadhaar Act, 2016 specifies the services and benefits that require Aadhaar authentication. If the intended use of Aadhaar authentication is supported by a law made by parliament or is in the State interest, then Aadhaar authentication can be used for those purposes. Offline Aadhaar verification is possible via QR code on hard copy of Aadhaar. If a government agency fails to adhere to these standards, that agency bears full responsibility for any consequences that may result from the resulting misuse or impersonation. If an Aadhaar holder is wronged by a government agency, they are not liable for that agency's actions.
Your downloaded e-Aadhaar includes your Aadhaar number, which can be hidden using the Mask Aadhaar option. When an Aadhaar number is "masked," the first eight digits are replaced by characters like "xxxx-xxxx," and only the last four are displayed.
There are two routes citizens can take to access the e-Aadhaar system.
- A resident can access their e-Aadhaar by entering their 28-digit enrollment number. together with Identifier (Name) and PIN During this download, a one-time password (OTP) is sent to the mobile number on file. When a resident needs to download their e-Aadhaar, they have the option of using either OTP or TOTP. The mAadhaar mobile application can be used to generate TOTP.
- Downloading an e-Aadhaar is possible for residents of India by entering their 12-digit Aadhaar number. in addition to the identifying information, such as a full name and a PIN During this download, an One-Time-Password (OTP) is sent to the user's registered mobile phone. Instead of an OTP, residents can use a TOTP to access their e-Aadhaar. In order to generate a TOTP, you can use the mAadhaar mobile application.
The Aadhaar Act states that an electronic version of an Aadhaar number is just as valid as a physical copy of the number for all purposes. Please see https://uidai.gov.in/images/uidai_om_on_e_aadhaar_validity.pdf for the UIDAI circular on e-Aadhaar validity.
In order for a digital signature to be verified, a computer needs to be online.
- Get Adobe Reader, the only program that can read the E-Aadhaar pdf file, and then download the E-Aadhaar.
- In order to validate the signature, right-click the icon that says "validity unknown," and then select "Validate Signature."
- For the signature validation status window, select "Signature Properties."
- To view the signer's certification, select the button labeled "Show Signer's Certificate." '
- See if a certificate called "(n)Code Solutions CA 2014" exists.
- Use the 'Export' button on the Summary tab.
- Select "Next" to store the certificate on your local machine.
- Then, after that, press the "Next" and "Finish" buttons.
- To add a certificate to be trusted, select the Trust menu item. Next, choose all three boxes next to "Certified documents," and then press "Ok."
- Again, select "Validate Signature," and then dismiss the pop-up.
- CCA digital signatures will be automatically validated when opened after'(n)Code Solutions CA 2014' has been added as a Trusted Identity.
- If the machine reports an expired certificate, you'll need to re-download your E-Aadhaar and re-validate your signature. Following the steps outlined above, a valid digital certificate can be added to a local machine by downloading it and adding it to the "Trusted Certificates" folder.
- The downloaded e-Aadhaar's invalid digital signature can be verified on a different computer. e Laptop/Desktop However, the digital certificate must be downloaded and validated in accordance with the above procedure on the alternative machine before this document can be considered authentic.
A digital signature issued by CCA will be automatically validated when opened after the 'NIC sub-CA for NIC 2011, National Informatics centre' has been added as a Trusted Identity.
e-Aadhaar is a digitally signed, encrypted copy of your Aadhaar that you can get from the UIDAI's website or mobile app.
Viewing e-Aadhaar requires the free program "Adobe Reader" for residents. The 'Adobe Reader' application has been successfully installed on your machine. Visit https://get.adobe.com/reader/ to add Adobe Reader to the System.
Password is the first four letters of your name, all capitalized, plus your birth year, in YYYY format.
Consider the following as an Illustration:
Author: SURESH KUMAR
Title: SAI KUMAR
Date of Birth: 1990
SAIK1990 is the password.
Name: P KUMAR
Born in: 1990
Code de accés: KU1990
Birth Year: 1990
The code is: RIA1990.
If an individual registers the same Aadhaar number in more than one mobile device, the first number will be deactivated. Only a single device can have its Aadhaar number stored in it at a time.
The mAadhaar app works with iOS 10 on the iPhone. Higher than 0
In India, residents can download the mAadhaar app on their choice of smartphone operating system, including the Android and iPhone. If you want to download the app, do as I say:
The mAadhaar app is more than just a wallet replacement for the Aadhaar card. All of the following services are available to residents who have downloaded the mAadhaar app:
- You can get your Aadhaar number again if you've misplaced it or forgotten it and then download it.
- If a resident is required to show identification, they can view and show their Aadhaar card even when they are not online.
- Whether you have proof of address documents or not, you can update your Aadhaar record now.
- One mobile device can store and manage the Aadhaar numbers for up to five people in a family.
- Provide service providers with a paperless eKYC or QR code.
- Locking down Aadhaar with Biometrics or Aadhaar is a great way to keep your information safe.
- Users who have locked their Aadhaar or do not wish to share their Aadhaar can instead use a VID that has been generated for them or that they have retrieved from the Aadhaar database.
- Obtain Aadhaar SMS support even when you're not online.
- Whether a resident has enrolled for Aadhaar, ordered a reprint, or updated their Adhaar data, they can view the status of their request in the App's dashboard.
- Share your common services with those who don't have smartphones so they can use Aadhaar.
- Check in on the logs of recent updates and authentication attempts
- Aadhaar Seva Kendra Appointments Needed — Schedule a Visit
- Upon a successful update request, residents can access their updated Aadhaar information using the Sync feature.
- Aadhaar Online Services on the UIDAI Website now support Time-based One-Time Password in place of SMS-based OTP.
- Discover your neighborhood enrollment center with the help of Locate Enrollment Center (EC).
- The mAadhaar App's More section contains links to the App's Contact, Usage guidelines, Terms & Conditions, and other relevant material.
- In addition to frequently asked questions and a chatbot, the "More" section provides links to official documents from which residents can download Aadhaar enrollment or Aadhaar update/correction forms.
No The mAadhaar App can be downloaded and used by any resident of India who owns a smartphone.
Only a subset of Aadhaar-related services (such as Order Aadhaar reprint, Locate Enrolment Center, Verify Aadhaar, Scanning QR code, etc.) will be accessible to residents without a mobile number registered in the system.
On the other hand, using an Aadhaar-registered mobile number is required for all of the Aadhaar Profile and Aadhaar Services accessible through the My Aadhaar portal. Anyone with a smartphone can create a profile and register to vote. Unfortunately, only their registered phone number will receive the OTP.
For the sake of the users' security and privacy, the Aadhaar app does not have a "save password" option. Because of this, a password is now required whenever a user accesses their profile or My Aadhaar.
The mAadhaar app is only usable by those who already have an Aadhaar number associated with a mobile phone. Profiles can be created in an app that can be downloaded to any mobile device. It's important to note that the OTP will only be sent to the person's registered mobile Here are the steps you need to follow to create an Aadhaar profile:
- Initiate the software program
- Select the Register Aadhaar button located at the top of the main dashboard.
- Generate a 4-digit PIN/password (remember this PIN/password, as it will be needed to access your profile).
- Valid Aadhaar and Captcha required.
- Please enter a valid OTP and submit the form.
- Ideally, the profile would be registered.
- When you click the registered button, your registered Aadhaar Name will appear.
- Select the "My Aadhaar" option from the drop-down menu.
- Key in the 4-digit Password/Pin
- My Aadhaar Card's Dashboard Shows Up
Profile summaries (including photo, name, and Aadhaar number) are accessible from the main dashboard by selecting the corresponding button. How to View Your Aadhaar Profile
- Get the app going.
- Locate the Aadhaar Profile tab toward the top of the main dashboard and click it.
- Type in the 4-digit PIN you chose when creating your profile.
- The Aadhaar is displayed on the front side. Seeing the reverse requires a leftward slide.
- To see the additional profiles, keep swiping to the left.
Aadhaar services can be accessed by tapping the My Aadhaar tab located at the bottom of the Dashboard screen.
Unfortunately, the mAadhaar app does not allow users to change their personal information, such as their name, date of birth, or phone number. Currently, the only option for changing your address is through a document-based system.
Future updates may include the demographics-related features, though.
Both iOS and Android users have access to all of mAadhaar's features. Both the features and the user experience are consistent across platforms (iOS and Android).
No The mAadhaar App can be downloaded and used by any resident of India who possesses a suitable smartphone.
Few services, including those to find enrollment centers, verify Aadhaar cards, and scan QR codes, will be accessible to residents without Aadhaar-registered mobile numbers.
All the other Aadhaar services and Aadhaar Profile services available through My Aadhaar require a registered mobile number, though. Anyone with a smartphone can create a profile and register to vote. However, only their registered mobile number will receive the OTP.
In India, the mAadhaar app can be used at any time and in any location. There's more to mAadhaar than just carrying an Aadhaar card. Airports and railways accept mAadhaar profiles as proof of identity, and the app's features allow residents to easily share their eKYC or QR code with businesses that require Aadhaar verification before providing services.
Share Code and XML ZIP file can be easily transferred between residents and service providers.
Customers can verify their identity with any OVSE by uploading digitally signed XML obtained from the UIDAI website. In order to provide this Aadhaar Paperless Offline e-KYC, the service provider must be able to conduct offline verifications at their location.
Offline e-KYC Verification with Aadhaar by Service Provider Process:
- The service provider then extracts the XML file from the ZIP archive using the resident's specified password (share code).
- Name, Date of Birth, Gender, and Address information will all be included in the XML file. The image is base 64 encoded and can be viewed in any text editor or HTML page. Your phone number and email address have been hashed.
- In order to validate the hash, the service provider must collect the resident's email address and mobile phone number and carry out the tasks listed below.
Telecommunications Mobile No. :
For the hash, we use the formula: Sha256(Sha256(Mobile ShareCode))*number of times of last digit of Aadhaar Number.
Contact number: 9800000002
ID: 123412341234 Aadhaar
ABC@123 Is The Share Code
Shift-256 (Sha256(9800000002) Abc@123)) * 4
If the last digit of the Aadhaar number is a zero or a one (123412341230/1) the number will be hashed once.
The hash is: Sha256(Sha256(9800000002 Abc@123))*1.
Identifier of the Email Account:
Email hashed with a plain SHA256 algorithm and no salt.
- The entire XML is digitally signed, and the Service Provider can use the signature and public key downloaded from the UIDAI website to verify the integrity of the XML. (https://uidai.gov.in/images/uidai_offline_publickey_26022019.cer)
Neither the Share Code nor the XML file, nor any information contained therein, may be distributed, published, or displayed by Service Providers. In the event that these procedures are not followed, legal action may be taken in accordance with Sections 17 and 25 of The Aadhaar (Authentication) Regulation, 2016, Sections 4 and 6 of The Aadhaar (Sharing of Information) Regulation, 2016, and Sections 29(2), 29(3), and 37 of The Aadhaar Act, 2016.
Below is a breakdown of how Aadhaar Offline e-KYC is created:
- For more information, please visit https://resident.uidai.gov.in/offlineaadhaar.
- Click the "Send OTP" or "Enter TOTP" button after entering your "Aadhaar Number" or "VID" and the "Security Code" that the screen prompts you to enter. Aadhaar or VID holders will receive an OTP on their registered mobile number. As of now, UIDAI's m-Aadhaar mobile application is the only place where you can get TOTP. Key in the One-Time Password/One-Time Code Before you can access the ZIP file, you'll need the password, which you can get by entering a Share Code and then clicking the "Download" button.
- After the aforementioned procedures have been completed, the Zip file containing the digitally signed XML will be downloaded to the device.
The service provider only needs the customer to present an identity document (PAN card, passport, etc.) in order to verify the customer's identity. To complicate matters further, it may or may not be possible to instantly verify offline any of the documents that could be used for identification, despite the fact that they all could be used for identification. The verifier of documents must rely on the producer's word alone because no technological means exist to confirm the document's or data's veracity. Aadhaar Paperless Offline e-KYC, on the other hand, generates an XML file that is digitally signed by the UIDAI. By confirming the file's demographic information during the offline verification process, the service provider can attest to the file's authenticity.
It's a safe, transferable file that anyone with an Aadhaar number can use to confirm their identity in person.
To take advantage of this service, locals need to visit the UIDAI resident portal and create a digitally signed copy of their Aadhaar information. Name, Address, Photo, Gender, Date of Birth, Registered Mobile Number, Registered Email Address, and a Reference ID that is the last 4 digits of the Aadhaar Number followed by a time stamp will all be included in the digitally signed XML file containing the details. Service providers/Offline Verification Seeking Entities (OVSEs) will be able to use the system to verify a user's Aadhaar number without first collecting or storing that number.
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