Where can a resident get an e-Aadhaar card from the UIDAI?
Citizens are exempt from having their bank accounts verified using Aadhaar following the Supreme Court's decision in the Aadhaar case (494 of 2012). Aadhaar linking across the board is a must. At his or her discretion, a resident may provide his or her Aadhaar number in electronic or paper form for the purposes of authentication or offline verification, or in any other form as may be specified by UIDAI. It is legal to require Aadhaar authentication if the intended use is covered by statute. However, under a notification issued under section 7 of the Aadhaar Act, 2016 (as amended), beneficiaries are required to undergo mandatory Aadhaar authentication before receiving any subsidies, benefits, or services. Your bank, demat, mutual fund, PAN, etc., can all benefit from being linked. With Aadhaar, you're protected from identity theft because nobody else can use these services in your name. Since the fraudsters typically present false identification to the bank when opening accounts, they are often able to make purchases and transfers of funds from victim accounts without being detected. To launder money or conceal illicit funds, these people use shell companies and bank accounts under false names. Since the identity of each bank account holder is established uniquely and beyond doubt through eKYC, the implementation of Aadhaar verification for all bank accounts will make banking more secure and prevent criminals from going undetected. There are currently 110 billion bank accounts in India, 96 billion of which have been linked to Aadhaar.
Getting rid of forgers, fakes, and duplicates who could use false IDs to avoid paying taxes, steal public funds, etc., also helps serve vital national interests. More than 6 crore false, duplicate, and ghost beneficiaries have been eliminated thanks to Aadhaar and other process improvements, saving the government more than Rs. Investment of Rs. 90,000 Crore from the General Fund It used to be common practice for criminals to form "ghost" or "shell" businesses in order to engage in illegal activities like dodging taxes, laundering money, funding terrorism, The use of Aadhaar for identity verification has contributed to a decrease in these incidences. Also, dishonest people who used to impersonate others in order to get into school or get a job have been thwarted thanks to Aadhaar. , stealing from the legitimate candidates who deserve better Verification of identity with Aadhaar has improved the system's fairness and transparency in a variety of other contexts as well.
No No one can harm you if they know your Aadhaar number. It's the same as a passport, voter ID, PAN card, ration card, driver's license, or any other form of official identification. that you've been using freely with service providers for years Instead, Aadhaar identity is more reliable because it can be verified instantly. Additionally, the Aadhaar Act of 2016 mandates that the Aadhaar card be verified in physical or electronic form by authentication or offline verification, or in such other form as may be specified. Fingerprinting, irisescan, one-time password authentication, quick response codes, etc. Therefore, if you use Aadhaar to verify your identity, it will be extremely difficult for someone to pose as you. People have been giving away passports, voter IDs, PAN cards, ration books, drivers licenses, and other forms of official identification with little hesitation. Was it because of the risk of identity theft that they stopped using these documents? No They keep on using them, and if any fraud occurs, the authorities deal with it in accordance with the law. Aadhaar follows the same reasoning. Aadhaar is more reliable than most other forms of identification due to its instantaneous verifiability via biometric and OTP authentication and QR code. To add insult to injury, anyone who uses your Aadhaar number fraudulently or otherwise attempts to harm you is subject to severe penalties under the Aadhaar Act, 2016.
Aadhaar is recognized as an official document for the purpose of opening a bank account under the PML Rules, though the bank is still required to conduct additional Know Your Customer (KYC) checks. If a fraudster tries to use Aadhaar to open a bank account and the bank doesn't perform any due diligence, the account holder cannot be held liable. It's the same principle as when a fraudster uses a legitimate customer's Voter card or Ration card to open a bank account in his or her name; the bank, not the legitimate customer, bears the responsibility. To date, no Aadhaar cardholder has experienced monetary harm as a result of fraudulent use of their number.
No If someone knows your Aadhaar number, they can access your bank account information even if the bank does not share its customers' financial data. Furthermore, UIDAI or any other organization would be unaware of your financial details. You may have to provide your mobile phone number to a variety of organizations and agencies, including your bank, passport agency, income tax office, etc. How much of your financial data (banking, tax returns, etc.) would the telecom company be able to access? There's no way that could ever happen, so no. Providers keep your personal information after you give them your Aadhaar number, and neither the government nor the UIDAI have access to it.
As you would with a bank account number, PAN card, debit card, credit card, etc., you should feel completely comfortable using your Aadhaar for establishing your identity and conducting financial transactions. any time it's needed UIDAI has recommended that Aadhaar cards be used freely for identity verification and financial transactions, but not shared publicly on social media. When making a purchase or making a payment of some sort (such as tuition, fees, utilities, etc.), consumers typically hand over their debit card, credit card, or cheque (which includes a bank account number). It's the same with Aadhaar; you can use it to prove your identity whenever you need to, without worrying about being tracked or penalized. You should exercise the same level of caution when using Aadhaar as you would with any other form of identification.
No one can access your Aadhaar-linked bank account unless they also know your account number, just as nobody can access your bank account unless they also know your account number. Similar to how your signature, debit card, PIN, OTP, etc. are required at the bank to withdraw money. , your fingerprint, IRIS, or OTP sent to your Aadhaar-registered mobile will be required to withdraw money from your Aadhaar-linked bank account. There have been no reported cases of identity theft or financial loss to Aadhaar cardholders as a result of fraudulent use of, or attempts to impersonate, Aadhaar. Notably, over 3 billion Authentications are performed every day using the Aadhaar system. More than 3,012 people have died over the past eight years. As of the 28th of May, 2019, 5 crore authentications had been completed successfully. UIDAI's ongoing work to improve Aadhaar's security and usability includes the installation of new safeguards and the revision of existing ones. Aadhaar's biometric data has not been compromised even once. As a result, Aadhaar should be used and provided without restriction to verify one's identity in accordance with the Aadhaar Act, 2016's mandated procedures.
A PAN card, debit card, credit card, or bank check can be used in any situation where such a payment method is accepted. When it comes to the internet and social media platforms like Facebook, Twitter, etc., do you share this information openly? Unquestionably not You don't broadcast unnecessary details about yourself online to prevent an unwarranted intrusion into your privacy. A similar reasoning should be applied to Aadhaar's applications.
Section 7 of the Aadhaar Act, 2016 specifies the services and benefits that require Aadhaar authentication. If the intended use of Aadhaar authentication is supported by a law made by parliament or is in the State interest, then Aadhaar authentication can be performed for these purposes. Use the QR code on your physical Aadhaar card to verify your identity without an internet connection. Any agency that does not adhere to these standards will be held fully liable for any damages or consequences that may result from the potential misuse or impersonation of their credentials. If an Aadhaar holder is wronged by a government agency, they are not liable for that agency's actions.
It is possible to conceal your Aadhaar number in the e-Aadhaar document you have downloaded by selecting the Mask Aadhaar option. To have a "masked" Aadhaar number, the first eight digits are substituted with characters such as "xxxx-xxxx," while the remaining four digits remain unmasked.
There are two routes citizens can take to access the e-Aadhaar system.
- Downloading e-Aadhaar is possible for residents by entering their 28-digit enrollment number. alongside identifying information such as one's full name and PIN An One-Time-Password (OTP) is sent to a mobile phone number during this download process. A resident is not limited to just OTP when it comes to downloading their e-Aadhaar; they can also use TOTP. Using the mAadhaar mobile application, a TOTP can be generated.
- To get an e-Aadhaar, all you need is the 12-digit Aadhaar number that every resident has been issued. in addition to the Identifier Number and Full Name A One-Time-Password (OTP) is sent to the user's registered mobile phone during this download. In addition to OTP, residents can also use TOTP to access their e-Aadhaar. The mAadhaar mobile application can be used to create TOTP.
E-Aadhaar is legally equivalent to a physical Aadhaar card for all purposes under the Aadhaar Act. Please see https://uidai.gov.in/images/uidai_om_on_e_Aadhaar_validity.pdf for the UIDAI circular on e-Aadhaar validity.
To verify a digital signature, a computer needs to be online.
- To access your E-Aadhaar, please download Adobe Reader and then open the resulting pdf.
- To validate a signature, right-click the icon that says "validity unknown" and select "Validate Signature."
- If you double-click the signature, you can access its properties and check its validation status.
- Select the checkbox labeled "Show Signer's Certificate" '
- Inquire into whether or not a certificate called "(n)Code Solutions CA 2014" has been issued.
- Select the 'Export' button on the Summary tab.
- To store the certificate on your local machine (PC/Mac), click "Next."
- Next, click Finish.
- Select the Trust menu item, and then select "Add to trusted certificate." In the following window, check all three boxes next to "Certified documents," and then press "Ok."
- Repeatedly select "Validate Signature," then dismiss the pop-up.
- Any future CCA-signed documents will be instantly verified upon opening after the Trusted Identity '(n)Code Solutions CA 2014' has been added.
- You will need to re-download your E-Aadhaar and re-validate your signature if the machine reports an expired certificate. Follow the steps outlined above to add a valid, up-to-date digital certificate to your local machine's "Trusted Certificates."
- The e-Aadhaar downloaded with an invalid digital signature can be validated on a different machine. e Laptop/Desktop To verify this file, however, the digital certificate must be imported and validated on the secondary computer following the steps outlined above.
A digital signature issued by CCA will be automatically validated when opened after the 'NIC sub-CA for NIC 2011, National Informatics centre' has been added as a Trusted Identity.
E-Aadhaar is a digitally signed, encrypted copy of your Aadhaar that you can get from the UIDAI's website or mobile app.
Adobe Reader is required for e-Aadhaar viewing by residents. You can read PDFs because you have "Adobe Reader" on your computer. Visit https://get.adobe.com/reader/ to add Adobe Reader to the System.
Password is the first four letters of your name, all capitalized, plus your birth year, in YYYY format.
I'll Give You An Example:
The name is SURESH KUMAR.
Birth Year: 1990
SURE1990 is the password.
SAI KUMAR IS MY NAME
Birth Year: 1990
Input Password: SAIK1990
Name: P KUMAR
Birth Year: 1990
Identifier: P KU1990
Birth Year: 1990
The code is RIA1990
If an individual registers the same Aadhaar number in more than one mobile device, the first number will be deactivated. Currently, only a single device can have an Aadhaar number registered to it.
The mAadhaar app works with iOS 10 on the iPhone. greater than 0
In India, you can get the mAadhaar app for your Android or iPhone. Here are the measures to take for the app's installation:
The mAadhaar app is more than just a wallet replacement for the Aadhaar card. The local can receive the following advantages by downloading the mAadhaar app:
- Obtain your Aadhaar card through the downloadable app or by retrieving a misplaced or forgotten card.
- Aadhaar can be viewed and shown offline, which is helpful in situations where locals need to produce identification but don't have it on hand.
- Aadhaar Address Change with or without Document Verification
- One mobile device can store and manage the Aadhaar numbers for up to five people in a family.
- Spread the paperless eKYC or QR code to the service providers.
- Locking in one's own Aadhaar number or biometrics is a great way to keep your data safe.
- For those who have locked their Aadhaar or who do not wish to share their Aadhaar, the system can generate or retrieve a VID that can be used in its place to access Aadhaar services.
- Take advantage of the offline Aadhaar SMS services.
- When a resident submits a request for a service, such as obtaining an Aadhaar card, requesting a replacement card, or updating their existing Adhaar information, they will be able to track the progress of their request through the
- Assist those without access to a smartphone to use Aadhaar services through the use of universal services
- Compile a log of all past updates and authentication attempts
- Schedule a Visit to an Aadhaar Seva Kendra
- After submitting a successful update request, residents can use the Aadhaar Sync feature to retrieve their updated Aadhaar profile information.
- Aadhaar Online Services on the UIDAI Website now support Time-based One-Time Password in place of SMS-based OTP.
- The user can use the Locate Enrollment Center (EC) tool to locate the enrollment center that is most convenient to them.
- Access the mAadhaar App's Terms & Conditions, contact information, and usage guidelines in the app's More section.
- The Aadhaar enrolment and Aadhaar update/correction forms are available for download in the More section, along with links to helpful FAQs and a Chatbot.
No The mAadhaar app is free and available to anyone in India who has a smartphone.
Only a subset of Aadhaar-enabled services (such as Order Aadhaar reprint, Locate Enrolment Center, Verify Aadhaar, Scanning QR code, etc.) will be accessible to residents without a valid Aadhaar-registered mobile number.
All the other Aadhaar services and Aadhaar Profile services available through My Aadhaar require a registered mobile number, though. The profile of a resident can be registered in an App downloaded to any smartphone. However, only their registered phone number will receive the OTP.
The app does not have a save password feature for the security and privacy of Aadhaar cardholders. As a result, the user will need to log in with a password every time they want to access their profile or My Aadhaar.
The mAadhaar app is only usable by those who already have an Aadhaar number associated with a mobile phone. Their information can be stored in a database accessible via any smartphone's app. However, only their registered mobile number will receive the OTP. Here are the steps you need to follow to create an Aadhaar profile:
- Initiate the software program
- Select the Aadhaar Registration link from the main dashboard's menu.
- Make up a 4-digit password (which you should learn and remember) to access your profile.
- Submit a Verifiable Aadhaar Number and a Correct Captcha to Continue
- To submit, please enter a valid OTP.
- Registration of the profile is required.
- To see your registered Aadhaar Name, click on the "registered" button.
- Select the "My Aadhaar" link from the drop-down menu.
- Put in your 4-digit passcode here.
- My Aadhaar Profile Shows Up
Profile summaries (including photo, name, and Aadhaar number) are accessible from the main dashboard by tapping on the corresponding cyan tab. Aadhaar profile access procedure:
- Start the program up.
- To access your Aadhaar information, select the tab labeled "Aadhaar Profile" from the main dashboard's upper right corner.
- Type in the 4-digit PIN you chose when creating your profile.
- Here we see the Aadhaar card's front side. Seeing the reverse requires a leftward slide.
- Added profiles can be seen by continuing to slide to the left.
To view your Aadhaar profile and use the associated services, tap the My Aadhaar tab located at the bottom of the Dashboard screen.
While the mAadhaar app has many useful features, it does not allow users to make changes to their personal information. Currently, the only option for changing your address is through a document-based system.
The demographics update features, however, are being considered for inclusion in upcoming versions.
Both Apple and Google mobile users have access to the same features in the mAadhaar app. All devices (iOS, Android) have the same functionality and user experience.
No The mAadhaar App can be downloaded and used by any Indian citizen who owns a smartphone.
Fewer services, including those that require residents to scan a QR code or enter their Aadhaar number, will be available to those who do not have one.
However, a valid mobile phone number is required for access to the rest of the Aadhaar services and Aadhaar Profile services available through My Aadhaar. Anyone with a smartphone can create a profile and register to vote. However, only their registered mobile number will receive the OTP.
The mAadhaar app is usable 24/7 throughout India. mAadhaar is more than just a replacement for the Aadhaar card. Airports and railways accept mAadhaar profiles as proof of identity, and the app's features allow residents to easily share their eKYC or QR code with businesses that require Aadhaar verification before providing services.
Sharing the XML ZIP file and Share Code with a service provider is entirely up to the discretion of the resident.
Any person with an Aadhaar number who wishes to verify their identity with an OVSE can use this service by submitting digitally signed XML obtained from the UIDAI website. The service provider should be able to perform the offline verification using Aadhaar and the paperless offline e-KYC system.
Aadhaar Offline e-KYC Verification by Service Provider entails the following steps:
- Using the resident-supplied password (share code), the service provider extracts the XML file from the ZIP archive.
- Name, Date of Birth, Gender, and Address information will all be included in the XML file. The image is base 64 encoded and can be viewed in any text editor or HTML page. Your phone number and email address have been hashed.
- In order to verify the hash, the service provider must collect the resident's email address and phone number.
Phone Number to Reach You at Any Time:
Method of hashing: Sha256(Sha256(Mobile ShareCode))*number of repetitions of the last digit of the Aadhaar Number
I am Aadhaar Number 123412341234
Enter Share Code: ABC@123
The hash function Sha256(Sha256(9800000002) Abc@123))*4
An Aadhaar number that ends in 0 or 1 (123412341230/0/1) will be hashed only once.
The hash is: Sha256(Sha256(9800000002 Abc@123))*1.
Email hashed with a plain SHA256 algorithm and no salt.
- The entire XML has been digitally signed, and the Service Provider can use the signature and public key from the UIDAI website to verify the integrity of the XML. (https://uidai.gov.in/images/uidai_offline_publickey_26022019.cer)
Providers may not disclose, distribute, or exhibit the contents of the XML file or the Share Code to any third party. In the event of noncompliance, legal action may be taken in accordance with Sections 17 and 25 of The Aadhaar (Authentication) Regulation, 2016, Sections 4 and 6 of The Aadhaar (Sharing of Information) Regulation, 2016, and Sections 29(2), 29(3), and 37 of The Aadhaar Act, 2016.
What follows is a description of the steps required to create an offline e-KYC using Aadhaar:
- Visit the website at https://resident.uidai.gov.in/offlineaadhaar.
- Click the "Send OTP" or "Enter TOTP" button after entering your "Aadhaar Number" or "VID" and the "Security Code" that the screen prompts you to enter. Whenever you enter an Aadhaar or VID, an OTP will be sent to the mobile phone associated with that number. UIDAI's m-Aadhaar mobile application is where you can find TOTP. Type in the One-Time Password/One-Time Authentication Code If you have a Share Code, you can use it as the password to access the ZIP file before you download it.
- After the aforementioned procedures have been completed, the Zip file containing the digitally signed XML will be downloaded to the device.
To verify one's identity, all that's required is the presentation of a government-issued photo ID to the service provider. To complicate matters further, it may or may not be possible to instantly verify offline any of the documents that could be used for identification, despite the fact that they all could be used for identification. The verifier of documents must rely on the producer's word alone because no technological means exist to confirm the document's or information's veracity. Aadhaar Paperless Offline e-KYC, on the other hand, generates an XML file that is digitally signed by the UIDAI. Therefore, the service provider can attest to the authenticity of the file based on its demographic information when conducting the offline verification.
For offline id verification, any person with an Aadhaar number can use this secure document to exchange information.
If a local wants to sign their Aadhaar information digitally, they can do so through the UIDAI resident portal. The information will be presented in a digitally signed XML file, and it will include the person's name, address, photo, gender, date of birth, hash of registered mobile number, hash of registered email address, and reference id, which is the last four digits of their Aadhaar number, followed by a time stamp. Providers of services and other OVSEs will be able to use the system's Offline Aadhaar Verification feature without first having to collect or store customers' Aadhaar numbers.
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